According to @mcuban, annual premium subsidies funneled into HSAs create a strong incentive for healthy consumers to pick the lowest-premium plans that maximize HSA deposits and keep the spread. Source: Mark Cuban on X, Nov 20, 2025. He argues insurers will roll out zero-premium-style products similar to Medicare Advantage, enabling carriers to profit from enrollment shifts into these designs. Source: Mark Cuban on X, Nov 20, 2025. For traders, his thesis points to potential upside for managed care and HSA platforms if this policy path advances; key liquid exposures include UnitedHealth Group (UNH) and CVS Health (CVS) for Medicare Advantage scale, and HealthEquity (HQY) and Optum Bank under UnitedHealth for HSA assets. Source: UnitedHealth Group 2023 Form 10-K; CVS Health 2023 Form 10-K; HealthEquity FY2024 investor materials. Cross-asset context: policy headlines that lift healthcare heavyweights can move major equity indices, and research has documented episodes of elevated crypto–equity correlation that can transmit risk-on flows to Bitcoin. Source: IMF Global Financial Stability Note 2022; Mark Cuban on X, Nov 20, 2025.

According to @mcuban, journalist Wendell Potter highlights that UnitedHealth reported a $4.3 billion quarterly result and links the profitability to U.S. government-funded programs such as Medicare Advantage, drawing attention to taxpayer-backed margins. Source: @mcuban on X; Wendell Potter, Healthcare Uncovered on Substack. For traders, the post underscores that UNH earnings quality is highly sensitive to federal reimbursement policy, elevating headline risk around government rate-setting and oversight. Source: Wendell Potter, Healthcare Uncovered on Substack. Key catalysts to monitor include CMS Medicare Advantage rate notices, audit/enforcement activity, and any changes to payment models, which UnitedHealth discloses can materially affect revenue and margins. Source: UnitedHealth Group 2023 Form 10-K risk factors. Crypto angle: shifts in U.S. fiscal outlays and healthcare policy can influence liquidity, Treasury yields, and cross-asset risk appetite that have shown periodic correlation with BTC and ETH performance. Source: Federal Reserve Financial Stability Report (2023) on risk appetite; Kaiko research (2023) on BTC–equity correlation.